In the United States, there are several peer-to-peer lending platforms that cater to small businesses and entrepreneurs. Here are some of the most popular P2P lending platforms for businesses in the USA.
Funding Circle: Funding Circle is a well-known P2P lending platform that connects small businesses with investors. The platform offers various loan options for businesses, such as term loans and working capital loans. You can visit their website at: https://www.fundingcircle.com/
LendingClub: LendingClub is a prominent online marketplace that provides various loan products for small businesses, such as term loans and lines of credit. They also offer personal loans and auto refinancing options. Their website can be found at: https://www.lendingclub.com/
StreetShares: StreetShares is a P2P lending platform that targets veteran-owned businesses but is open to other small businesses as well. The platform offers term loans, lines of credit, and contract financing. You can visit their website at: https://www.streetshares.com/
OnDeck: OnDeck is an online lender that offers term loans and lines of credit for small businesses. Although not a pure P2P lending platform, OnDeck uses technology to streamline the lending process and connect businesses with financing. Their website is: https://www.ondeck.com/
Prosper: Prosper is a P2P lending platform that primarily offers personal loans. However, small business owners can use these personal loans for business-related expenses. You can find more information at: https://www.prosper.com/
Kabbage: Kabbage, now a part of American Express, offers lines of credit for small businesses. While not a traditional P2P lender, Kabbage leverages technology to simplify the lending process. Visit their website at: https://www.americanexpress.com/en-us/business/blueprint/business-line-of-credit/
Please note that terms and conditions, interest rates, and eligibility criteria may vary between platforms. It’s important to research each platform thoroughly and compare their offerings to find the most suitable option for your business needs.